This class is a great kickoff to the series, and provides a broad overview and introduction to sound financial management. We will review the roadblocks that keep us from reaching our financial goals, as well as discuss the various options for overcoming those roadblocks.
Learn strategies to reduce estate taxes, ways to keep your family out of Probate court, and how to insulate your kids’ assets from their future creditors. We’ll discuss when a Trust and/or Will are appropriate and how titling your assets may have a major impact on your estate.
HOME OWNERSHIP & FINANCING
This class will help you understand the implications of home ownership, and provide a step-by-step map of how the purchase process works. We’ll break the process down in simple terms and teach you an easy-to-remember method of what is most important to buyers, sellers and creditors.
MORTGAGE MARKET UPDATE
The mortgage industry continues to change at a rapid pace. Homeowners and homebuyers will benefit from this update on industry trends, guidelines, programs and rates. You’ll learn how to evaluate what loans are best for your situation and how to potentially save tens or even hundreds of thousands of dollars over the life of your loan.
FIRST CLASS OR COACH?
Are you prepared? Whether you’re 10 days, 10 months, or 10 years away from retiring, there are a number of key issues to address before you can make that move. This class involves a thorough review of retirement planning and the obstacles that can keep us from reaching our goals. We will review the various retirement plans available to us as well as a look at whether or not we are on track for the type of retirement that we are hoping for.
HOME & ASSET PROTECTION
Explore different ways to protect your assets from your existing or future creditors. We will review how properly insuring and titling your house and car can protect your family. We will discuss use of umbrella policies and strategies to preserve assets for your heirs, and find out to what extent our spouses are liable for our debts. Learn how wealthy individuals use LLC’s, corporations, and trusts to protect their assets from liability and taxes.
HOUSING MARKET TRENDS
The market is constantly changing and by understanding where we are in the market cycle buyers, sellers and home owners can properly plan and save valuable time, energy, effort and money. In this workshop, we’ll explore practical information for buyer’s and seller’s to apply in today’s real estate market.
MORTGAGE FINANCE FOR FIRST TIME HOME BUYERS
We cover everything a first time home buyer should understand about mortgages. You'll learn about low down payment loan programs, mortgage insurance, closing costs, qualifying guidelines, credit scoring and much more. This workshop will separate you from the pack and enable you to successfully enter escrow and more importantly CLOSE on the home of your choice.
Becton, Dickinson and Company
Genomics Institute of the Novartis Research Foundation
California Department of Transportation
California Highway Patrol
Deputy District Attorney's Association
US Border Patrol